Call reports 2017
FIRST INTERNATIONAL BANK AND TRUST — 2017
What FIRST INTERNATIONAL BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,313,883,000 | 2,373,603,000 | 2,463,880,000 | 2,463,284,000 |
| Total loans | 1,736,413,000 | 1,803,926,000 | 1,817,453,000 | 1,809,888,000 |
| Allowance for loan losses | 19,534,000 | 20,049,000 | 21,052,000 | 19,358,000 |
| Securities available for sale | 344,215,000 | 335,431,000 | 348,081,000 | 383,281,000 |
| Securities held to maturity | 13,768,000 | 12,941,000 | 12,250,000 | 10,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,047,149,000 | 2,113,579,000 | 2,196,347,000 | 2,195,412,000 |
| Interest-bearing deposits | 1,699,399,000 | 1,731,212,000 | 1,812,005,000 | 1,835,767,000 |
| Noninterest-bearing deposits | 347,750,000 | 382,367,000 | 384,342,000 | 359,645,000 |
| Equity capital | 206,603,000 | 213,831,000 | 219,839,000 | 221,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 24,964,000 | 50,991,000 | 78,110,000 | 104,963,000 |
| Interest expense | 2,127,000 | 4,442,000 | 7,068,000 | 9,921,000 |
| Net interest income | 22,837,000 | 46,549,000 | 71,042,000 | 95,042,000 |
| Noninterest income | 5,473,000 | 11,696,000 | 17,226,000 | 21,645,000 |
| Noninterest expense | 18,091,000 | 37,331,000 | 55,439,000 | 76,693,000 |
| Provision for loan losses | 1,900,000 | 5,350,000 | 6,200,000 | 5,712,000 |
| Pretax income | 8,319,000 | 15,554,000 | 26,629,000 | 34,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,319,000 | 15,554,000 | 26,629,000 | 34,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,119,000 | 210,560,000 | 217,260,000 | 221,381,000 |
| Total capital | 226,740,000 | 230,704,000 | 238,427,000 | 240,868,000 |
| Risk-weighted assets | 1,849,407,000 | 1,910,933,000 | 1,925,833,000 | 1,938,374,000 |