Call reports 2014
FIRST INTERNATIONAL BANK AND TRUST — 2014
What FIRST INTERNATIONAL BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,700,633,000 | 1,716,089,000 | 1,821,246,000 | 1,970,856,000 |
| Total loans | 1,149,257,000 | 1,249,750,000 | 1,306,370,000 | 1,369,852,000 |
| Allowance for loan losses | 12,824,000 | 13,161,000 | 13,038,000 | 13,631,000 |
| Securities available for sale | 295,305,000 | 300,078,000 | 312,196,000 | 345,586,000 |
| Securities held to maturity | 23,299,000 | 20,736,000 | 20,193,000 | 19,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,555,245,000 | 1,564,284,000 | 1,661,123,000 | 1,783,187,000 |
| Interest-bearing deposits | 1,150,527,000 | 1,162,945,000 | 1,237,651,000 | 1,325,131,000 |
| Noninterest-bearing deposits | 404,718,000 | 401,339,000 | 423,472,000 | 458,056,000 |
| Equity capital | 127,915,000 | 136,561,000 | 147,293,000 | 176,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 18,602,000 | 38,317,000 | 58,914,000 | 80,565,000 |
| Interest expense | 1,382,000 | 2,783,000 | 4,190,000 | 5,584,000 |
| Net interest income | 17,220,000 | 35,534,000 | 54,724,000 | 74,981,000 |
| Noninterest income | 4,606,000 | 9,054,000 | 14,199,000 | 19,247,000 |
| Noninterest expense | 12,086,000 | 24,268,000 | 37,278,000 | 51,149,000 |
| Provision for loan losses | 0 | 500,000 | 1,550,000 | 2,900,000 |
| Pretax income | 9,743,000 | 19,802,000 | 30,133,000 | 40,388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,743,000 | 19,802,000 | 30,133,000 | 40,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,859,000 | 133,506,000 | 143,926,000 | 172,720,000 |
| Total capital | 141,683,000 | 146,667,000 | 156,964,000 | 186,351,000 |
| Risk-weighted assets | 1,222,468,000 | 1,318,106,000 | 1,364,570,000 | 1,430,942,000 |