Call reports 2011
FIRST INTERNATIONAL BANK AND TRUST — 2011
What FIRST INTERNATIONAL BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,031,425,000 | 1,049,311,000 | 1,056,942,000 | 1,088,724,000 |
| Total loans | 707,445,000 | 728,374,000 | 724,884,000 | 715,360,000 |
| Allowance for loan losses | 11,702,000 | 14,770,000 | 13,500,000 | 8,126,000 |
| Securities available for sale | 159,571,000 | 169,929,000 | 182,742,000 | 201,641,000 |
| Securities held to maturity | 29,524,000 | 29,331,000 | 29,322,000 | 28,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 889,655,000 | 908,215,000 | 929,585,000 | 962,135,000 |
| Interest-bearing deposits | 729,099,000 | 736,148,000 | 727,905,000 | 726,348,000 |
| Noninterest-bearing deposits | 160,556,000 | 172,067,000 | 201,680,000 | 235,787,000 |
| Equity capital | 88,402,000 | 91,279,000 | 94,410,000 | 98,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,979,000 | 26,580,000 | 40,050,000 | 53,418,000 |
| Interest expense | 2,805,000 | 5,405,000 | 7,705,000 | 9,615,000 |
| Net interest income | 10,174,000 | 21,175,000 | 32,345,000 | 43,803,000 |
| Noninterest income | 2,636,000 | 7,531,000 | 10,745,000 | 14,371,000 |
| Noninterest expense | 8,187,000 | 17,311,000 | 27,291,000 | 36,861,000 |
| Provision for loan losses | 2,000,000 | 5,335,000 | 6,145,000 | 7,395,000 |
| Pretax income | 2,627,000 | 6,056,000 | 10,106,000 | 14,370,000 |
| Income tax | 330,000 | 659,000 | 989,000 | 648,000 |
| Net income | 2,297,000 | 5,397,000 | 9,117,000 | 13,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,857,000 | 86,006,000 | 87,803,000 | 91,892,000 |
| Total capital | 94,553,000 | 95,836,000 | 97,570,000 | 100,018,000 |
| Risk-weighted assets | 773,650,000 | 781,435,000 | 777,654,000 | 781,691,000 |