Call reports 2002
FIRST INTERNATIONAL BANK AND TRUST — 2002
What FIRST INTERNATIONAL BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 482,327,000 | 487,634,000 | 510,424,000 | 528,013,000 |
| Total loans | 379,932,000 | 384,906,000 | 382,576,000 | 392,404,000 |
| Allowance for loan losses | 5,204,000 | 5,308,000 | 5,785,000 | 5,747,000 |
| Securities available for sale | 65,782,000 | 64,922,000 | 66,507,000 | 79,078,000 |
| Securities held to maturity | 1,668,000 | 1,383,000 | 1,383,000 | 1,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,589,000 | 403,074,000 | 419,538,000 | 436,228,000 |
| Interest-bearing deposits | 358,684,000 | 354,580,000 | 368,334,000 | 378,085,000 |
| Noninterest-bearing deposits | 46,905,000 | 48,494,000 | 51,204,000 | 58,143,000 |
| Equity capital | 38,937,000 | 40,474,000 | 42,088,000 | 43,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,669,000 | 17,439,000 | 26,537,000 | 35,651,000 |
| Interest expense | 3,473,000 | 6,721,000 | 10,053,000 | 13,364,000 |
| Net interest income | 5,196,000 | 10,718,000 | 16,484,000 | 22,287,000 |
| Noninterest income | 919,000 | 1,884,000 | 2,922,000 | 4,006,000 |
| Noninterest expense | 3,762,000 | 7,546,000 | 11,494,000 | 15,724,000 |
| Provision for loan losses | 965,000 | 1,645,000 | 2,275,000 | 2,705,000 |
| Pretax income | 1,387,000 | 3,410,000 | 5,636,000 | 7,863,000 |
| Income tax | 600,000 | 1,240,000 | 1,772,000 | 2,523,000 |
| Net income | 787,000 | 2,170,000 | 3,864,000 | 5,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,821,000 | 37,846,000 | 39,219,000 | 40,376,000 |
| Total capital | 41,647,000 | 42,683,000 | 44,233,000 | 45,534,000 |
| Risk-weighted assets | 385,669,000 | 386,478,000 | 400,318,000 | 412,075,000 |