Call reports 2026
EARLHAM SAVINGS BANK — 2026
What EARLHAM SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 383,147,000 | 382,508,000 |
| Total loans | 227,778,000 | 226,683,000 |
| Allowance for loan losses | 5,895,000 | 6,086,000 |
| Securities available for sale | 66,428,000 | 75,372,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 345,721,000 | 343,937,000 |
| Interest-bearing deposits | 260,552,000 | 262,042,000 |
| Noninterest-bearing deposits | 85,169,000 | 81,895,000 |
| Equity capital | 35,862,000 | 36,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,820,000 | 9,869,000 |
| Interest expense | 1,464,000 | 2,991,000 |
| Net interest income | 3,356,000 | 6,878,000 |
| Noninterest income | 466,000 | 876,000 |
| Noninterest expense | 2,427,000 | 4,816,000 |
| Provision for loan losses | 113,000 | 263,000 |
| Pretax income | 1,227,000 | 2,647,000 |
| Income tax | 290,000 | 632,000 |
| Net income | 937,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,923,000 | 37,000,000 |
| Total capital | 38,889,000 | 39,804,000 |
| Risk-weighted assets | 233,781,000 | 220,504,000 |