Call report 2025Q4
EARLHAM SAVINGS BANK — 2025Q4
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,778,000 | USD | evidence → |
| Total loans | 230,470,000 | USD | evidence → |
| Allowance for loan losses | 5,746,000 | USD | evidence → |
| Securities available for sale | 52,604,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 341,439,000 | USD | evidence → |
| Interest-bearing deposits | 256,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,417,000 | USD | evidence → |
| Equity capital | 35,041,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,814,000 | USD | evidence → |
| Interest expense | 5,877,000 | USD | evidence → |
| Net interest income | 12,937,000 | USD | evidence → |
| Noninterest income | 3,615,000 | USD | evidence → |
| Noninterest expense | 10,479,000 | USD | evidence → |
| Provision for loan losses | 857,000 | USD | evidence → |
| Pretax income | 4,578,000 | USD | evidence → |
| Income tax | 1,254,000 | USD | evidence → |
| Net income | 3,324,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,985,000 | USD | evidence → |
| Total capital | 37,704,000 | USD | evidence → |
| Risk-weighted assets | 213,980,000 | USD | evidence → |