Call reports 2010
EARLHAM SAVINGS BANK — 2010
What EARLHAM SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 232,919,000 | 239,363,000 | 248,344,000 | 247,836,000 |
| Total loans | 138,297,000 | 142,031,000 | 143,011,000 | 147,757,000 |
| Allowance for loan losses | 2,014,000 | 1,852,000 | 1,943,000 | 1,843,000 |
| Securities available for sale | 80,275,000 | 79,174,000 | 91,379,000 | 81,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,591,000 | 209,271,000 | 214,276,000 | 217,713,000 |
| Interest-bearing deposits | 180,404,000 | 185,895,000 | 189,558,000 | 190,640,000 |
| Noninterest-bearing deposits | 23,187,000 | 23,376,000 | 24,718,000 | 27,073,000 |
| Equity capital | 28,503,000 | 29,070,000 | 29,578,000 | 29,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,575,000 | 5,155,000 | 7,780,000 | 10,331,000 |
| Interest expense | 760,000 | 1,469,000 | 2,178,000 | 2,839,000 |
| Net interest income | 1,815,000 | 3,686,000 | 5,602,000 | 7,492,000 |
| Noninterest income | 222,000 | 625,000 | 948,000 | 1,225,000 |
| Noninterest expense | 1,553,000 | 2,985,000 | 4,550,000 | 6,379,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 334,000 | 1,026,000 | 1,550,000 | 1,738,000 |
| Income tax | 3,000 | 161,000 | 266,000 | 226,000 |
| Net income | 331,000 | 865,000 | 1,284,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,042,000 | 28,614,000 | 29,072,000 | 29,338,000 |
| Total capital | 29,899,000 | 30,466,000 | 31,011,000 | 31,181,000 |
| Risk-weighted assets | 148,795,000 | 155,080,000 | 155,133,000 | 159,721,000 |
Machine access — free, no API key
Every figure shown here about EARLHAM SAVINGS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.