Call report 2008Q4
EARLHAM SAVINGS BANK — 2008Q4
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,951,000 | USD | evidence → |
| Total loans | 127,884,000 | USD | evidence → |
| Allowance for loan losses | 2,078,000 | USD | evidence → |
| Securities available for sale | 69,511,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 169,797,000 | USD | evidence → |
| Interest-bearing deposits | 150,036,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,760,000 | USD | evidence → |
| Equity capital | 27,404,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,950,000 | USD | evidence → |
| Interest expense | 4,250,000 | USD | evidence → |
| Net interest income | 6,700,000 | USD | evidence → |
| Noninterest income | 964,000 | USD | evidence → |
| Noninterest expense | 5,105,000 | USD | evidence → |
| Provision for loan losses | 680,000 | USD | evidence → |
| Pretax income | 2,066,000 | USD | evidence → |
| Income tax | 543,000 | USD | evidence → |
| Net income | 1,523,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,718,000 | USD | evidence → |
| Total capital | 28,350,000 | USD | evidence → |
| Risk-weighted assets | 130,125,000 | USD | evidence → |