Call report 2007Q4
EARLHAM SAVINGS BANK — 2007Q4
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,219,000 | USD | evidence → |
| Total loans | 120,430,000 | USD | evidence → |
| Allowance for loan losses | 1,519,000 | USD | evidence → |
| Securities available for sale | 55,811,000 | USD | evidence → |
| Securities held to maturity | 70,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,142,000 | USD | evidence → |
| Interest-bearing deposits | 143,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,415,000 | USD | evidence → |
| Equity capital | 25,220,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,345,000 | USD | evidence → |
| Interest expense | 5,683,000 | USD | evidence → |
| Net interest income | 5,662,000 | USD | evidence → |
| Noninterest income | 905,000 | USD | evidence → |
| Noninterest expense | 4,604,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 2,022,000 | USD | evidence → |
| Income tax | 620,000 | USD | evidence → |
| Net income | 1,402,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,195,000 | USD | evidence → |
| Total capital | 26,671,000 | USD | evidence → |
| Risk-weighted assets | 119,283,000 | USD | evidence → |