Call report 2007Q1
EARLHAM SAVINGS BANK — 2007Q1
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,112,000 | USD | evidence → |
| Total loans | 110,294,000 | USD | evidence → |
| Allowance for loan losses | 1,674,000 | USD | evidence → |
| Securities available for sale | 74,287,000 | USD | evidence → |
| Securities held to maturity | 620,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,865,000 | USD | evidence → |
| Interest-bearing deposits | 150,198,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,667,000 | USD | evidence → |
| Equity capital | 24,175,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,793,000 | USD | evidence → |
| Interest expense | 1,447,000 | USD | evidence → |
| Net interest income | 1,346,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 1,153,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 398,000 | USD | evidence → |
| Income tax | 108,000 | USD | evidence → |
| Net income | 290,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,962,000 | USD | evidence → |
| Total capital | 25,283,000 | USD | evidence → |
| Risk-weighted assets | 105,365,000 | USD | evidence → |