Call report 2005Q4
EARLHAM SAVINGS BANK — 2005Q4
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,899,000 | USD | evidence → |
| Total loans | 102,858,000 | USD | evidence → |
| Allowance for loan losses | 1,273,000 | USD | evidence → |
| Securities available for sale | 71,158,000 | USD | evidence → |
| Securities held to maturity | 819,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,410,000 | USD | evidence → |
| Interest-bearing deposits | 143,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,802,000 | USD | evidence → |
| Equity capital | 22,813,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,136,000 | USD | evidence → |
| Interest expense | 3,785,000 | USD | evidence → |
| Net interest income | 5,351,000 | USD | evidence → |
| Noninterest income | 825,000 | USD | evidence → |
| Noninterest expense | 4,062,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 1,739,000 | USD | evidence → |
| Income tax | 199,000 | USD | evidence → |
| Net income | 1,540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,598,000 | USD | evidence → |
| Total capital | 23,871,000 | USD | evidence → |
| Risk-weighted assets | 108,112,000 | USD | evidence → |