Call report 2002Q4
EARLHAM SAVINGS BANK — 2002Q4
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,351,000 | USD | evidence → |
| Total loans | 110,702,000 | USD | evidence → |
| Allowance for loan losses | 1,291,000 | USD | evidence → |
| Securities available for sale | 74,775,000 | USD | evidence → |
| Securities held to maturity | 5,095,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,629,000 | USD | evidence → |
| Interest-bearing deposits | 166,733,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,896,000 | USD | evidence → |
| Equity capital | 18,421,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,721,000 | USD | evidence → |
| Interest expense | 5,719,000 | USD | evidence → |
| Net interest income | 6,002,000 | USD | evidence → |
| Noninterest income | 1,055,000 | USD | evidence → |
| Noninterest expense | 3,442,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 2,893,000 | USD | evidence → |
| Income tax | 693,000 | USD | evidence → |
| Net income | 2,200,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,827,000 | USD | evidence → |
| Total capital | 18,118,000 | USD | evidence → |
| Risk-weighted assets | 114,505,000 | USD | evidence → |