Call reports 2026
FNBC BANK — 2026
What FNBC BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 844,038,000 | 843,316,000 |
| Total loans | 608,014,000 | 614,310,000 |
| Allowance for loan losses | 11,618,000 | 11,786,000 |
| Securities available for sale | 189,255,000 | 184,649,000 |
| Securities held to maturity | 4,185,000 | 4,096,000 |
| Trading assets | 0 | 0 |
| Total deposits | 690,246,000 | 704,134,000 |
| Interest-bearing deposits | 506,946,000 | 516,748,000 |
| Noninterest-bearing deposits | 183,300,000 | 187,386,000 |
| Equity capital | 64,020,000 | 68,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,516,000 | 25,451,000 |
| Interest expense | 3,990,000 | 7,859,000 |
| Net interest income | 8,526,000 | 17,592,000 |
| Noninterest income | 1,231,000 | 2,478,000 |
| Noninterest expense | 6,202,000 | 12,547,000 |
| Provision for loan losses | 230,000 | 532,000 |
| Pretax income | 3,328,000 | 6,996,000 |
| Income tax | 106,000 | 225,000 |
| Net income | 3,222,000 | 6,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,669,000 | 83,530,000 |
| Total capital | 90,150,000 | 91,970,000 |
| Risk-weighted assets | 674,981,000 | 671,503,000 |