Call report 2025Q4
FNBC BANK — 2025Q4
The 22 measures FNBC BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 852,531,000 | USD | evidence → |
| Total loans | 602,881,000 | USD | evidence → |
| Allowance for loan losses | 11,451,000 | USD | evidence → |
| Securities available for sale | 201,602,000 | USD | evidence → |
| Securities held to maturity | 3,029,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 700,908,000 | USD | evidence → |
| Interest-bearing deposits | 526,044,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,864,000 | USD | evidence → |
| Equity capital | 63,524,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 50,138,000 | USD | evidence → |
| Interest expense | 16,817,000 | USD | evidence → |
| Net interest income | 33,321,000 | USD | evidence → |
| Noninterest income | 5,254,000 | USD | evidence → |
| Noninterest expense | 25,984,000 | USD | evidence → |
| Provision for loan losses | 1,195,000 | USD | evidence → |
| Pretax income | 11,395,000 | USD | evidence → |
| Income tax | 270,000 | USD | evidence → |
| Net income | 11,125,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,290,000 | USD | evidence → |
| Total capital | 86,828,000 | USD | evidence → |
| Risk-weighted assets | 680,109,000 | USD | evidence → |