Call reports 2021
FNBC BANK — 2021
What FNBC BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 601,205,000 | 610,381,000 | 622,862,000 | 634,724,000 |
| Total loans | 398,077,000 | 401,952,000 | 401,874,000 | 399,303,000 |
| Allowance for loan losses | 8,883,000 | 8,879,000 | 8,489,000 | 9,091,000 |
| Securities available for sale | 144,287,000 | 167,248,000 | 184,360,000 | 191,325,000 |
| Securities held to maturity | 4,335,000 | 4,207,000 | 4,160,000 | 4,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,024,000 | 510,827,000 | 518,160,000 | 515,564,000 |
| Interest-bearing deposits | 352,622,000 | 358,043,000 | 359,336,000 | 347,402,000 |
| Noninterest-bearing deposits | 152,402,000 | 152,784,000 | 158,824,000 | 168,162,000 |
| Equity capital | 58,958,000 | 62,083,000 | 65,146,000 | 62,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,393,000 | 12,696,000 | 19,855,000 | 26,716,000 |
| Interest expense | 626,000 | 1,211,000 | 1,755,000 | 2,282,000 |
| Net interest income | 5,767,000 | 11,485,000 | 18,100,000 | 24,434,000 |
| Noninterest income | 761,000 | 1,621,000 | 2,628,000 | 3,679,000 |
| Noninterest expense | 4,023,000 | 8,456,000 | 12,985,000 | 17,638,000 |
| Provision for loan losses | 330,000 | 330,000 | 330,000 | 1,010,000 |
| Pretax income | 2,904,000 | 5,051,000 | 8,144,000 | 10,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,904,000 | 5,051,000 | 8,144,000 | 10,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,093,000 | 61,239,000 | 64,659,000 | 61,540,000 |
| Total capital | 64,398,000 | 66,616,000 | 70,287,000 | 67,247,000 |
| Risk-weighted assets | 420,826,000 | 426,638,000 | 447,361,000 | 453,134,000 |