Call reports 2017
FNBC BANK — 2017
What FNBC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 425,211,000 | 437,229,000 | 437,451,000 | 440,947,000 |
| Total loans | 315,111,000 | 325,861,000 | 321,908,000 | 326,660,000 |
| Allowance for loan losses | 4,738,000 | 5,001,000 | 5,093,000 | 5,373,000 |
| Securities available for sale | 73,902,000 | 75,128,000 | 79,628,000 | 80,739,000 |
| Securities held to maturity | 6,028,000 | 5,882,000 | 5,750,000 | 5,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,989,000 | 307,227,000 | 315,271,000 | 319,958,000 |
| Interest-bearing deposits | 217,539,000 | 225,777,000 | 233,033,000 | 233,715,000 |
| Noninterest-bearing deposits | 80,450,000 | 81,450,000 | 82,238,000 | 86,243,000 |
| Equity capital | 37,861,000 | 38,279,000 | 39,674,000 | 39,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,550,000 | 9,363,000 | 14,216,000 | 19,198,000 |
| Interest expense | 736,000 | 1,529,000 | 2,379,000 | 3,259,000 |
| Net interest income | 3,814,000 | 7,834,000 | 11,837,000 | 15,939,000 |
| Noninterest income | 711,000 | 1,556,000 | 2,471,000 | 3,304,000 |
| Noninterest expense | 3,555,000 | 7,129,000 | 10,747,000 | 13,982,000 |
| Provision for loan losses | 225,000 | 520,000 | 700,000 | 1,095,000 |
| Pretax income | 825,000 | 1,770,000 | 2,914,000 | 4,366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 825,000 | 1,770,000 | 2,914,000 | 4,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,633,000 | 40,985,000 | 42,128,000 | 41,573,000 |
| Total capital | 44,828,000 | 45,328,000 | 46,429,000 | 45,922,000 |
| Risk-weighted assets | 335,077,000 | 346,783,000 | 343,314,000 | 346,891,000 |