Call report 2004Q4
FNBC BANK — 2004Q4
The 22 measures FNBC BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 291,538,000 | USD | evidence → |
| Total loans | 226,755,000 | USD | evidence → |
| Allowance for loan losses | 2,345,000 | USD | evidence → |
| Securities available for sale | 41,204,000 | USD | evidence → |
| Securities held to maturity | 2,777,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 241,563,000 | USD | evidence → |
| Interest-bearing deposits | 212,033,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,530,000 | USD | evidence → |
| Equity capital | 23,482,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,072,000 | USD | evidence → |
| Interest expense | 4,845,000 | USD | evidence → |
| Net interest income | 12,227,000 | USD | evidence → |
| Noninterest income | 3,809,000 | USD | evidence → |
| Noninterest expense | 9,786,000 | USD | evidence → |
| Provision for loan losses | 580,000 | USD | evidence → |
| Pretax income | 5,670,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,670,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,020,000 | USD | evidence → |
| Total capital | 23,365,000 | USD | evidence → |
| Risk-weighted assets | 206,637,000 | USD | evidence → |