Call report 2003Q4
FNBC BANK — 2003Q4
The 22 measures FNBC BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,711,000 | USD | evidence → |
| Total loans | 194,728,000 | USD | evidence → |
| Allowance for loan losses | 1,978,000 | USD | evidence → |
| Securities available for sale | 38,464,000 | USD | evidence → |
| Securities held to maturity | 4,352,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,562,000 | USD | evidence → |
| Interest-bearing deposits | 178,578,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,984,000 | USD | evidence → |
| Equity capital | 21,680,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,302,000 | USD | evidence → |
| Interest expense | 4,813,000 | USD | evidence → |
| Net interest income | 10,489,000 | USD | evidence → |
| Noninterest income | 3,358,000 | USD | evidence → |
| Noninterest expense | 8,623,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 4,868,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,868,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,147,000 | USD | evidence → |
| Total capital | 21,125,000 | USD | evidence → |
| Risk-weighted assets | 175,086,000 | USD | evidence → |