Call reports 2001
FNBC BANK — 2001
What FNBC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 209,228,000 | 212,062,000 | 212,270,000 | 220,516,000 |
| Total loans | 145,322,000 | 149,021,000 | 149,879,000 | 152,860,000 |
| Allowance for loan losses | 1,514,000 | 1,586,000 | 1,679,000 | 1,659,000 |
| Securities available for sale | 41,164,000 | 39,498,000 | 38,949,000 | 42,628,000 |
| Securities held to maturity | 9,907,000 | 9,468,000 | 8,790,000 | 7,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,499,000 | 170,617,000 | 173,919,000 | 180,776,000 |
| Interest-bearing deposits | 149,360,000 | 150,558,000 | 154,926,000 | 158,546,000 |
| Noninterest-bearing deposits | 18,139,000 | 20,059,000 | 18,993,000 | 22,230,000 |
| Equity capital | 17,452,000 | 17,970,000 | 18,933,000 | 17,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,006,000 | 8,171,000 | 12,235,000 | 16,307,000 |
| Interest expense | 2,192,000 | 4,332,000 | 6,324,000 | 8,165,000 |
| Net interest income | 1,814,000 | 3,839,000 | 5,911,000 | 8,142,000 |
| Noninterest income | 449,000 | 1,334,000 | 2,081,000 | 2,782,000 |
| Noninterest expense | 1,544,000 | 3,511,000 | 5,302,000 | 7,280,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 380,000 |
| Pretax income | 661,000 | 1,646,000 | 2,556,000 | 3,490,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,646,000 | 2,556,000 | 3,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,746,000 | 16,514,000 | 17,198,000 | 16,354,000 |
| Total capital | 17,260,000 | 18,100,000 | 18,877,000 | 18,013,000 |
| Risk-weighted assets | 135,258,000 | 134,019,000 | 135,951,000 | 140,572,000 |