Call reports 2025
BANKVISTA — 2025
What BANKVISTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 607,972,000 | 634,470,000 | 630,376,000 | 633,300,000 |
| Total loans | 542,103,000 | 561,911,000 | 566,356,000 | 578,773,000 |
| Allowance for loan losses | 8,248,000 | 8,345,000 | 8,169,000 | 8,580,000 |
| Securities available for sale | 25,548,000 | 25,460,000 | 23,102,000 | 23,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,078,000 | 531,190,000 | 529,472,000 | 508,852,000 |
| Interest-bearing deposits | 406,342,000 | 422,449,000 | 412,393,000 | 393,804,000 |
| Noninterest-bearing deposits | 103,736,000 | 108,741,000 | 117,079,000 | 115,048,000 |
| Equity capital | 55,776,000 | 57,267,000 | 59,170,000 | 61,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,193,000 | 18,768,000 | 28,635,000 | 38,625,000 |
| Interest expense | 4,286,000 | 8,532,000 | 12,752,000 | 16,779,000 |
| Net interest income | 4,907,000 | 10,236,000 | 15,883,000 | 21,846,000 |
| Noninterest income | 864,000 | 1,466,000 | 2,135,000 | 2,664,000 |
| Noninterest expense | 3,647,000 | 7,330,000 | 11,005,000 | 14,679,000 |
| Provision for loan losses | 418,000 | 835,000 | 1,253,000 | 1,670,000 |
| Pretax income | 1,706,000 | 3,537,000 | 5,760,000 | 8,161,000 |
| Income tax | 495,000 | 1,026,000 | 1,669,000 | 2,353,000 |
| Net income | 1,211,000 | 2,511,000 | 4,091,000 | 5,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,232,000 | 58,533,000 | 60,111,000 | 61,829,000 |
| Total capital | 63,526,000 | 65,136,000 | 66,821,000 | 68,641,000 |
| Risk-weighted assets | 501,469,000 | 526,383,000 | 535,224,000 | 543,084,000 |