Call reports 2024
BANKVISTA — 2024
What BANKVISTA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 581,688,000 | 610,867,000 | 598,676,000 | 601,854,000 |
| Total loans | 525,503,000 | 533,777,000 | 531,851,000 | 550,117,000 |
| Allowance for loan losses | 7,589,000 | 7,974,000 | 8,063,000 | 7,988,000 |
| Securities available for sale | 27,386,000 | 27,055,000 | 26,596,000 | 25,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,230,000 | 514,502,000 | 525,230,000 | 512,833,000 |
| Interest-bearing deposits | 384,023,000 | 413,739,000 | 408,542,000 | 400,188,000 |
| Noninterest-bearing deposits | 97,207,000 | 100,763,000 | 116,688,000 | 112,645,000 |
| Equity capital | 53,773,000 | 54,417,000 | 56,029,000 | 55,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,625,000 | 17,826,000 | 27,262,000 | 36,513,000 |
| Interest expense | 4,473,000 | 9,217,000 | 13,950,000 | 18,336,000 |
| Net interest income | 4,152,000 | 8,609,000 | 13,312,000 | 18,177,000 |
| Noninterest income | 442,000 | 1,107,000 | 1,958,000 | 2,708,000 |
| Noninterest expense | 3,303,000 | 6,692,000 | 10,269,000 | 14,663,000 |
| Provision for loan losses | 488,000 | 975,000 | 1,428,000 | 1,915,000 |
| Pretax income | 803,000 | 2,049,000 | 3,538,000 | 4,272,000 |
| Income tax | 233,000 | 594,000 | 1,035,000 | 1,234,000 |
| Net income | 570,000 | 1,455,000 | 2,503,000 | 3,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,874,000 | 55,760,000 | 56,808,000 | 57,342,000 |
| Total capital | 61,146,000 | 62,147,000 | 63,136,000 | 63,922,000 |
| Risk-weighted assets | 500,323,000 | 509,262,000 | 504,386,000 | 524,892,000 |