Call reports 2023
BANKVISTA — 2023
What BANKVISTA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 498,832,000 | 528,445,000 | 554,737,000 | 580,746,000 |
| Total loans | 441,922,000 | 463,303,000 | 490,343,000 | 519,443,000 |
| Allowance for loan losses | 7,208,000 | 7,437,000 | 7,657,000 | 7,605,000 |
| Securities available for sale | 27,769,000 | 27,386,000 | 24,673,000 | 26,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,118,000 | 430,151,000 | 465,541,000 | 478,885,000 |
| Interest-bearing deposits | 273,986,000 | 316,966,000 | 345,131,000 | 367,116,000 |
| Noninterest-bearing deposits | 119,132,000 | 113,185,000 | 120,410,000 | 111,769,000 |
| Equity capital | 50,767,000 | 51,867,000 | 52,174,000 | 54,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,492,000 | 13,802,000 | 21,877,000 | 30,328,000 |
| Interest expense | 1,884,000 | 4,689,000 | 8,163,000 | 12,106,000 |
| Net interest income | 4,608,000 | 9,113,000 | 13,714,000 | 18,222,000 |
| Noninterest income | 481,000 | 1,405,000 | 1,993,000 | 3,093,000 |
| Noninterest expense | 3,192,000 | 6,377,000 | 9,602,000 | 12,886,000 |
| Provision for loan losses | 300,000 | 601,000 | 901,000 | 1,376,000 |
| Pretax income | 1,597,000 | 3,540,000 | 5,204,000 | 7,053,000 |
| Income tax | 463,000 | 1,027,000 | 1,509,000 | 1,910,000 |
| Net income | 1,134,000 | 2,513,000 | 3,695,000 | 5,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,756,000 | 53,136,000 | 54,317,000 | 55,766,000 |
| Total capital | 57,173,000 | 58,805,000 | 60,309,000 | 62,011,000 |
| Risk-weighted assets | 431,504,000 | 451,680,000 | 477,607,000 | 498,195,000 |
Machine access — free, no API key
Every figure shown here about BANKVISTA — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.