Call reports 2022
BANKVISTA — 2022
What BANKVISTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 458,125,000 | 453,909,000 | 465,826,000 | 465,755,000 |
| Total loans | 348,065,000 | 360,551,000 | 390,248,000 | 407,060,000 |
| Allowance for loan losses | 6,834,000 | 6,910,000 | 7,055,000 | 6,991,000 |
| Securities available for sale | 11,784,000 | 17,188,000 | 24,535,000 | 27,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,976,000 | 385,292,000 | 396,542,000 | 371,804,000 |
| Interest-bearing deposits | 260,394,000 | 242,176,000 | 246,423,000 | 227,808,000 |
| Noninterest-bearing deposits | 126,582,000 | 143,116,000 | 150,119,000 | 143,996,000 |
| Equity capital | 46,458,000 | 47,444,000 | 48,242,000 | 49,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,478,000 | 9,214,000 | 14,600,000 | 20,734,000 |
| Interest expense | 373,000 | 738,000 | 1,335,000 | 2,396,000 |
| Net interest income | 4,105,000 | 8,476,000 | 13,265,000 | 18,338,000 |
| Noninterest income | 2,647,000 | 3,776,000 | 4,764,000 | 5,445,000 |
| Noninterest expense | 3,362,000 | 6,369,000 | 9,437,000 | 12,466,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 3,165,000 | 5,433,000 | 7,917,000 | 10,417,000 |
| Income tax | 918,000 | 1,575,000 | 2,296,000 | 2,920,000 |
| Net income | 2,247,000 | 3,858,000 | 5,621,000 | 7,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,917,000 | 48,527,000 | 50,291,000 | 50,622,000 |
| Total capital | 51,304,000 | 53,184,000 | 55,311,000 | 55,749,000 |
| Risk-weighted assets | 348,552,000 | 370,326,000 | 399,612,000 | 408,345,000 |