Call reports 2021
BANKVISTA — 2021
What BANKVISTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 469,849,000 | 445,965,000 | 467,349,000 | 471,597,000 |
| Total loans | 421,392,000 | 397,832,000 | 392,158,000 | 375,842,000 |
| Allowance for loan losses | 5,911,000 | 6,248,000 | 6,516,000 | 6,627,000 |
| Securities available for sale | 13,016,000 | 13,091,000 | 12,965,000 | 12,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,883,000 | 376,657,000 | 396,828,000 | 400,260,000 |
| Interest-bearing deposits | 271,322,000 | 251,501,000 | 270,849,000 | 272,481,000 |
| Noninterest-bearing deposits | 120,561,000 | 125,156,000 | 125,979,000 | 127,779,000 |
| Equity capital | 38,018,000 | 41,485,000 | 42,052,000 | 44,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,565,000 | 12,416,000 | 18,953,000 | 24,338,000 |
| Interest expense | 688,000 | 1,214,000 | 1,695,000 | 2,134,000 |
| Net interest income | 5,877,000 | 11,202,000 | 17,258,000 | 22,204,000 |
| Noninterest income | 2,129,000 | 5,172,000 | 7,181,000 | 9,767,000 |
| Noninterest expense | 3,283,000 | 6,601,000 | 10,040,000 | 13,247,000 |
| Provision for loan losses | 375,000 | 700,000 | 950,000 | 1,175,000 |
| Pretax income | 4,348,000 | 9,073,000 | 13,449,000 | 17,549,000 |
| Income tax | 1,261,000 | 2,631,000 | 3,899,000 | 5,080,000 |
| Net income | 3,087,000 | 6,442,000 | 9,550,000 | 12,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,789,000 | 41,144,000 | 41,751,000 | 44,670,000 |
| Total capital | 41,815,000 | 45,351,000 | 46,202,000 | 49,162,000 |
| Risk-weighted assets | 320,227,000 | 334,533,000 | 354,088,000 | 357,285,000 |