Call reports 2020
BANKVISTA — 2020
What BANKVISTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 348,250,000 | 480,824,000 | 531,596,000 | 496,136,000 |
| Total loans | 309,232,000 | 425,589,000 | 483,734,000 | 440,345,000 |
| Allowance for loan losses | 4,275,000 | 4,577,000 | 5,129,000 | 5,538,000 |
| Securities available for sale | 10,461,000 | 12,206,000 | 12,623,000 | 13,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,528,000 | 356,315,000 | 367,978,000 | 377,281,000 |
| Interest-bearing deposits | 228,128,000 | 250,843,000 | 259,589,000 | 276,160,000 |
| Noninterest-bearing deposits | 52,400,000 | 105,472,000 | 108,389,000 | 101,121,000 |
| Equity capital | 29,839,000 | 31,354,000 | 32,603,000 | 35,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,321,000 | 9,132,000 | 14,304,000 | 20,080,000 |
| Interest expense | 1,153,000 | 2,213,000 | 3,200,000 | 4,070,000 |
| Net interest income | 3,168,000 | 6,919,000 | 11,104,000 | 16,010,000 |
| Noninterest income | 1,067,000 | 2,803,000 | 3,964,000 | 5,961,000 |
| Noninterest expense | 2,797,000 | 6,027,000 | 9,114,000 | 12,264,000 |
| Provision for loan losses | 228,000 | 655,000 | 1,208,000 | 1,710,000 |
| Pretax income | 1,210,000 | 3,040,000 | 4,746,000 | 7,997,000 |
| Income tax | 352,000 | 889,000 | 1,377,000 | 2,236,000 |
| Net income | 858,000 | 2,151,000 | 3,369,000 | 5,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,799,000 | 31,092,000 | 32,310,000 | 34,702,000 |
| Total capital | 33,743,000 | 34,969,000 | 36,385,000 | 38,729,000 |
| Risk-weighted assets | 315,255,000 | 309,531,000 | 324,964,000 | 320,725,000 |