Call reports 2019
BANKVISTA — 2019
What BANKVISTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 313,420,000 | 320,908,000 | 336,398,000 | 347,062,000 |
| Total loans | 272,987,000 | 278,985,000 | 282,763,000 | 290,049,000 |
| Allowance for loan losses | 3,746,000 | 3,918,000 | 4,041,000 | 4,148,000 |
| Securities available for sale | 231,000 | 2,120,000 | 13,489,000 | 15,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,549,000 | 266,359,000 | 284,453,000 | 294,011,000 |
| Interest-bearing deposits | 222,997,000 | 219,286,000 | 231,301,000 | 240,786,000 |
| Noninterest-bearing deposits | 42,552,000 | 47,073,000 | 53,152,000 | 53,225,000 |
| Equity capital | 25,982,000 | 27,102,000 | 28,261,000 | 28,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,880,000 | 7,967,000 | 12,192,000 | 16,404,000 |
| Interest expense | 1,089,000 | 2,263,000 | 3,521,000 | 4,738,000 |
| Net interest income | 2,791,000 | 5,704,000 | 8,671,000 | 11,666,000 |
| Noninterest income | 800,000 | 1,642,000 | 2,837,000 | 3,841,000 |
| Noninterest expense | 2,597,000 | 5,095,000 | 7,886,000 | 10,672,000 |
| Provision for loan losses | 222,000 | 410,000 | 598,000 | 750,000 |
| Pretax income | 772,000 | 1,841,000 | 3,024,000 | 4,085,000 |
| Income tax | 224,000 | 534,000 | 877,000 | 1,231,000 |
| Net income | 548,000 | 1,307,000 | 2,147,000 | 2,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,974,000 | 27,087,000 | 28,231,000 | 28,942,000 |
| Total capital | 29,404,000 | 30,651,000 | 31,850,000 | 32,683,000 |
| Risk-weighted assets | 274,126,000 | 284,845,000 | 289,144,000 | 298,936,000 |