Call reports 2018
BANKVISTA — 2018
What BANKVISTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 259,862,000 | 273,793,000 | 283,013,000 | 302,011,000 |
| Total loans | 230,642,000 | 240,088,000 | 249,186,000 | 263,598,000 |
| Allowance for loan losses | 3,128,000 | 3,309,000 | 3,494,000 | 3,545,000 |
| Securities available for sale | 287,000 | 269,000 | 252,000 | 241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,120,000 | 222,621,000 | 230,280,000 | 239,856,000 |
| Interest-bearing deposits | 184,374,000 | 189,294,000 | 191,938,000 | 196,144,000 |
| Noninterest-bearing deposits | 29,746,000 | 33,327,000 | 38,342,000 | 43,712,000 |
| Equity capital | 22,060,000 | 23,649,000 | 24,426,000 | 25,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,014,000 | 6,115,000 | 9,669,000 | 13,356,000 |
| Interest expense | 644,000 | 1,406,000 | 2,259,000 | 3,203,000 |
| Net interest income | 2,370,000 | 4,709,000 | 7,410,000 | 10,153,000 |
| Noninterest income | 634,000 | 1,595,000 | 2,772,000 | 3,809,000 |
| Noninterest expense | 2,161,000 | 4,538,000 | 7,090,000 | 9,683,000 |
| Provision for loan losses | 232,000 | 464,000 | 696,000 | 929,000 |
| Pretax income | 611,000 | 1,302,000 | 2,396,000 | 3,350,000 |
| Income tax | 177,000 | 378,000 | 695,000 | 944,000 |
| Net income | 434,000 | 924,000 | 1,701,000 | 2,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,046,000 | 23,640,000 | 24,415,000 | 25,123,000 |
| Total capital | 24,988,000 | 26,698,000 | 27,662,000 | 28,489,000 |
| Risk-weighted assets | 235,194,000 | 244,465,000 | 259,582,000 | 269,132,000 |