Call reports 2017
BANKVISTA — 2017
What BANKVISTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,658,000 | 232,582,000 | 241,645,000 | 249,182,000 |
| Total loans | 190,554,000 | 205,013,000 | 208,845,000 | 217,417,000 |
| Allowance for loan losses | 2,402,000 | 2,603,000 | 2,789,000 | 2,971,000 |
| Securities available for sale | 505,000 | 481,000 | 454,000 | 428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,471,000 | 191,827,000 | 200,612,000 | 205,650,000 |
| Interest-bearing deposits | 151,433,000 | 162,860,000 | 167,890,000 | 172,097,000 |
| Noninterest-bearing deposits | 25,038,000 | 28,967,000 | 32,722,000 | 33,553,000 |
| Equity capital | 19,583,000 | 20,594,000 | 21,137,000 | 21,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,425,000 | 5,041,000 | 7,815,000 | 10,762,000 |
| Interest expense | 400,000 | 860,000 | 1,392,000 | 1,981,000 |
| Net interest income | 2,025,000 | 4,181,000 | 6,423,000 | 8,781,000 |
| Noninterest income | 393,000 | 1,120,000 | 2,243,000 | 3,054,000 |
| Noninterest expense | 1,826,000 | 3,819,000 | 5,940,000 | 8,393,000 |
| Provision for loan losses | 182,000 | 365,000 | 672,000 | 855,000 |
| Pretax income | 410,000 | 1,117,000 | 2,054,000 | 2,587,000 |
| Income tax | 177,000 | 474,000 | 867,000 | 1,305,000 |
| Net income | 233,000 | 643,000 | 1,187,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,554,000 | 20,567,000 | 21,113,000 | 21,209,000 |
| Total capital | 21,822,000 | 22,947,000 | 23,718,000 | 23,962,000 |
| Risk-weighted assets | 181,364,000 | 190,194,000 | 208,232,000 | 220,094,000 |