Call reports 2016
BANKVISTA — 2016
What BANKVISTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,553,000 | 189,599,000 | 194,784,000 | 209,235,000 |
| Total loans | 151,100,000 | 169,746,000 | 169,325,000 | 181,391,000 |
| Allowance for loan losses | 2,192,000 | 2,232,000 | 2,245,000 | 2,346,000 |
| Securities available for sale | 516,000 | 488,000 | 574,000 | 530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,371,000 | 159,321,000 | 163,902,000 | 171,885,000 |
| Interest-bearing deposits | 127,423,000 | 139,226,000 | 139,298,000 | 146,673,000 |
| Noninterest-bearing deposits | 20,948,000 | 20,095,000 | 24,604,000 | 25,212,000 |
| Equity capital | 15,931,000 | 16,878,000 | 17,541,000 | 19,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 4,005,000 | 6,269,000 | 8,595,000 |
| Interest expense | 308,000 | 632,000 | 997,000 | 1,373,000 |
| Net interest income | 1,599,000 | 3,373,000 | 5,272,000 | 7,222,000 |
| Noninterest income | 763,000 | 1,615,000 | 2,904,000 | 3,562,000 |
| Noninterest expense | 1,600,000 | 3,223,000 | 5,062,000 | 6,827,000 |
| Provision for loan losses | 186,000 | 424,000 | 611,000 | 774,000 |
| Pretax income | 576,000 | 1,341,000 | 2,503,000 | 3,183,000 |
| Income tax | 243,000 | 561,000 | 1,060,000 | 1,327,000 |
| Net income | 333,000 | 780,000 | 1,443,000 | 1,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,897,000 | 16,845,000 | 17,512,000 | 19,326,000 |
| Total capital | 17,592,000 | 18,814,000 | 19,533,000 | 21,520,000 |
| Risk-weighted assets | 135,107,000 | 157,270,000 | 161,487,000 | 175,443,000 |