Call reports 2014
BANKVISTA — 2014
What BANKVISTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 117,537,000 | 121,351,000 | 133,644,000 | 148,816,000 |
| Total loans | 104,312,000 | 111,807,000 | 118,228,000 | 126,360,000 |
| Allowance for loan losses | 2,245,000 | 2,262,000 | 2,261,000 | 2,095,000 |
| Securities available for sale | 0 | 0 | 0 | 720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,303,000 | 99,827,000 | 111,341,000 | 125,507,000 |
| Interest-bearing deposits | 85,786,000 | 89,414,000 | 97,294,000 | 108,655,000 |
| Noninterest-bearing deposits | 11,517,000 | 10,413,000 | 14,047,000 | 16,852,000 |
| Equity capital | 11,376,000 | 11,760,000 | 12,109,000 | 12,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,783,000 | 4,348,000 | 5,974,000 |
| Interest expense | 170,000 | 345,000 | 535,000 | 734,000 |
| Net interest income | 1,217,000 | 2,438,000 | 3,813,000 | 5,240,000 |
| Noninterest income | 168,000 | 489,000 | 765,000 | 2,067,000 |
| Noninterest expense | 849,000 | 1,766,000 | 2,804,000 | 3,971,000 |
| Provision for loan losses | 53,000 | 70,000 | 88,000 | 238,000 |
| Pretax income | 483,000 | 1,091,000 | 1,686,000 | 3,098,000 |
| Income tax | 232,000 | 456,000 | 702,000 | 1,261,000 |
| Net income | 251,000 | 635,000 | 984,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,376,000 | 11,760,000 | 12,109,000 | 12,894,000 |
| Total capital | 12,585,000 | 13,047,000 | 13,433,000 | 14,319,000 |
| Risk-weighted assets | 95,665,000 | 102,035,000 | 104,958,000 | 113,306,000 |