Call reports 2013
BANKVISTA — 2013
What BANKVISTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,140,000 | 113,952,000 | 111,115,000 | 115,346,000 |
| Total loans | 99,792,000 | 100,377,000 | 102,842,000 | 104,391,000 |
| Allowance for loan losses | 2,188,000 | 2,194,000 | 2,271,000 | 2,194,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,717,000 | 92,097,000 | 91,452,000 | 94,765,000 |
| Interest-bearing deposits | 87,619,000 | 82,507,000 | 80,859,000 | 84,497,000 |
| Noninterest-bearing deposits | 10,098,000 | 9,590,000 | 10,593,000 | 10,268,000 |
| Equity capital | 10,550,000 | 10,836,000 | 11,356,000 | 11,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,792,000 | 4,261,000 | 5,692,000 |
| Interest expense | 254,000 | 479,000 | 666,000 | 847,000 |
| Net interest income | 1,139,000 | 2,313,000 | 3,595,000 | 4,845,000 |
| Noninterest income | 406,000 | 706,000 | 1,260,000 | 1,453,000 |
| Noninterest expense | 904,000 | 1,835,000 | 2,807,000 | 3,683,000 |
| Provision for loan losses | 105,000 | 105,000 | 193,000 | 210,000 |
| Pretax income | 536,000 | 1,079,000 | 1,855,000 | 2,405,000 |
| Income tax | 260,000 | 517,000 | 773,000 | 986,000 |
| Net income | 276,000 | 562,000 | 1,082,000 | 1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,550,000 | 10,836,000 | 11,356,000 | 11,693,000 |
| Total capital | 11,691,000 | 11,999,000 | 12,543,000 | 12,896,000 |
| Risk-weighted assets | 90,216,000 | 92,009,000 | 93,889,000 | 95,266,000 |