Call reports 2012
BANKVISTA — 2012
What BANKVISTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,634,000 | 110,777,000 | 109,278,000 | 115,595,000 |
| Total loans | 95,827,000 | 94,389,000 | 98,441,000 | 100,674,000 |
| Allowance for loan losses | 1,909,000 | 2,061,000 | 2,145,000 | 2,147,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,148,000 | 91,025,000 | 89,154,000 | 95,186,000 |
| Interest-bearing deposits | 83,195,000 | 82,938,000 | 79,635,000 | 84,740,000 |
| Noninterest-bearing deposits | 8,953,000 | 8,087,000 | 9,519,000 | 10,446,000 |
| Equity capital | 10,188,000 | 10,084,000 | 10,424,000 | 10,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,863,000 | 4,294,000 | 5,811,000 |
| Interest expense | 337,000 | 640,000 | 912,000 | 1,172,000 |
| Net interest income | 1,089,000 | 2,223,000 | 3,382,000 | 4,639,000 |
| Noninterest income | 259,000 | 545,000 | 1,016,000 | 1,231,000 |
| Noninterest expense | 792,000 | 1,556,000 | 2,456,000 | 3,343,000 |
| Provision for loan losses | 196,000 | 361,000 | 526,000 | 526,000 |
| Pretax income | 360,000 | 851,000 | 1,416,000 | 2,001,000 |
| Income tax | 153,000 | 350,000 | 575,000 | 849,000 |
| Net income | 207,000 | 501,000 | 841,000 | 1,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,188,000 | 10,084,000 | 10,424,000 | 10,735,000 |
| Total capital | 11,333,000 | 11,214,000 | 11,577,000 | 11,918,000 |
| Risk-weighted assets | 90,826,000 | 89,489,000 | 91,123,000 | 93,213,000 |