Call reports 2011
BANKVISTA — 2011
What BANKVISTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,637,000 | 108,771,000 | 109,705,000 | 111,487,000 |
| Total loans | 89,247,000 | 94,119,000 | 93,424,000 | 94,598,000 |
| Allowance for loan losses | 1,086,000 | 1,302,000 | 1,702,000 | 1,778,000 |
| Securities available for sale | 2,194,000 | 526,000 | 525,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,404,000 | 86,942,000 | 89,186,000 | 90,527,000 |
| Interest-bearing deposits | 83,146,000 | 80,937,000 | 81,922,000 | 82,726,000 |
| Noninterest-bearing deposits | 5,258,000 | 6,005,000 | 7,264,000 | 7,801,000 |
| Equity capital | 9,723,000 | 9,677,000 | 9,720,000 | 9,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,864,000 | 4,377,000 | 5,849,000 |
| Interest expense | 420,000 | 821,000 | 1,203,000 | 1,565,000 |
| Net interest income | 992,000 | 2,043,000 | 3,174,000 | 4,284,000 |
| Noninterest income | 265,000 | 513,000 | 737,000 | 1,002,000 |
| Noninterest expense | 720,000 | 1,449,000 | 2,194,000 | 2,951,000 |
| Provision for loan losses | 225,000 | 460,000 | 1,000,000 | 1,195,000 |
| Pretax income | 312,000 | 647,000 | 717,000 | 1,140,000 |
| Income tax | 125,000 | 260,000 | 287,000 | 476,000 |
| Net income | 187,000 | 387,000 | 430,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,723,000 | 9,677,000 | 9,720,000 | 9,981,000 |
| Total capital | 10,809,000 | 10,798,000 | 10,846,000 | 11,136,000 |
| Risk-weighted assets | 86,163,000 | 89,510,000 | 89,553,000 | 91,739,000 |