Call reports 2010
BANKVISTA — 2010
What BANKVISTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 107,159,000 | 108,972,000 | 111,021,000 | 112,201,000 |
| Total loans | 87,932,000 | 87,872,000 | 89,437,000 | 91,563,000 |
| Allowance for loan losses | 1,039,000 | 1,205,000 | 1,229,000 | 1,380,000 |
| Securities available for sale | 2,203,000 | 2,206,000 | 2,207,000 | 2,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,289,000 | 86,286,000 | 88,661,000 | 89,825,000 |
| Interest-bearing deposits | 79,040,000 | 81,993,000 | 82,292,000 | 84,521,000 |
| Noninterest-bearing deposits | 5,249,000 | 4,293,000 | 6,369,000 | 5,304,000 |
| Equity capital | 8,966,000 | 9,184,000 | 9,362,000 | 9,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,822,000 | 4,182,000 | 5,629,000 |
| Interest expense | 524,000 | 1,050,000 | 1,556,000 | 2,020,000 |
| Net interest income | 886,000 | 1,772,000 | 2,626,000 | 3,609,000 |
| Noninterest income | 109,000 | 492,000 | 803,000 | 1,270,000 |
| Noninterest expense | 640,000 | 1,349,000 | 2,064,000 | 2,925,000 |
| Provision for loan losses | 245,000 | 414,000 | 568,000 | 872,000 |
| Pretax income | 110,000 | 501,000 | 797,000 | 1,082,000 |
| Income tax | 42,000 | 217,000 | 335,000 | 438,000 |
| Net income | 68,000 | 284,000 | 462,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,968,000 | 9,188,000 | 9,366,000 | 9,540,000 |
| Total capital | 10,007,000 | 10,233,000 | 10,443,000 | 10,651,000 |
| Risk-weighted assets | 83,505,000 | 82,647,000 | 86,025,000 | 89,014,000 |