Call reports 2009
BANKVISTA — 2009
What BANKVISTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,433,000 | 95,855,000 | 101,002,000 | 102,360,000 |
| Total loans | 80,122,000 | 83,205,000 | 86,599,000 | 88,098,000 |
| Allowance for loan losses | 969,000 | 1,328,000 | 1,559,000 | 916,000 |
| Securities available for sale | 2,278,000 | 2,275,000 | 2,268,000 | 2,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,216,000 | 72,036,000 | 78,013,000 | 79,701,000 |
| Interest-bearing deposits | 67,914,000 | 67,859,000 | 72,424,000 | 75,524,000 |
| Noninterest-bearing deposits | 3,302,000 | 4,177,000 | 5,589,000 | 4,177,000 |
| Equity capital | 8,053,000 | 8,796,000 | 8,909,000 | 8,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,544,000 | 3,956,000 | 5,317,000 |
| Interest expense | 644,000 | 1,260,000 | 1,895,000 | 2,476,000 |
| Net interest income | 592,000 | 1,284,000 | 2,061,000 | 2,841,000 |
| Noninterest income | 258,000 | 502,000 | 730,000 | 962,000 |
| Noninterest expense | 690,000 | 1,434,000 | 2,072,000 | 2,690,000 |
| Provision for loan losses | 90,000 | 455,000 | 693,000 | 1,099,000 |
| Pretax income | 70,000 | -103,000 | 26,000 | 14,000 |
| Income tax | 19,000 | 0 | 10,000 | 0 |
| Net income | 51,000 | -103,000 | 16,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,033,000 | 8,779,000 | 8,897,000 | 8,896,000 |
| Total capital | 9,002,000 | 9,850,000 | 9,982,000 | 9,812,000 |
| Risk-weighted assets | 83,922,000 | 85,334,000 | 86,182,000 | 87,424,000 |