Call reports 2006
BANKVISTA — 2006
What BANKVISTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,926,000 | 78,962,000 | 76,374,000 | 80,337,000 |
| Total loans | 64,216,000 | 68,780,000 | 70,745,000 | 70,522,000 |
| Allowance for loan losses | 776,000 | 830,000 | 947,000 | 894,000 |
| Securities available for sale | 3,464,000 | 2,967,000 | 2,742,000 | 2,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,072,000 | 67,630,000 | 65,329,000 | 66,955,000 |
| Interest-bearing deposits | 54,697,000 | 61,621,000 | 61,011,000 | 61,875,000 |
| Noninterest-bearing deposits | 5,375,000 | 6,009,000 | 4,318,000 | 5,080,000 |
| Equity capital | 7,639,000 | 7,731,000 | 7,843,000 | 7,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,393,000 | 3,779,000 | 5,036,000 |
| Interest expense | 532,000 | 1,180,000 | 1,913,000 | 2,671,000 |
| Net interest income | 602,000 | 1,213,000 | 1,866,000 | 2,365,000 |
| Noninterest income | 136,000 | 260,000 | 419,000 | 517,000 |
| Noninterest expense | 508,000 | 1,023,000 | 1,555,000 | 2,058,000 |
| Provision for loan losses | 340,000 | 409,000 | 526,000 | 539,000 |
| Pretax income | -110,000 | 41,000 | 204,000 | 285,000 |
| Income tax | -44,000 | 16,000 | 82,000 | 134,000 |
| Net income | -66,000 | 25,000 | 122,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,569,000 | 7,720,000 | 7,848,000 | 7,877,000 |
| Total capital | 8,345,000 | 8,550,000 | 8,775,000 | 8,771,000 |
| Risk-weighted assets | 68,634,000 | 71,700,000 | 73,351,000 | 74,403,000 |