Call reports 2003
BANKVISTA — 2003
What BANKVISTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 35,306,000 | 34,995,000 | 33,144,000 | 36,500,000 |
| Total loans | 25,537,000 | 26,676,000 | 24,710,000 | 27,806,000 |
| Allowance for loan losses | 264,000 | 283,000 | 302,000 | 332,000 |
| Securities available for sale | 514,000 | 3,022,000 | 3,507,000 | 3,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,773,000 | 27,264,000 | 25,420,000 | 28,732,000 |
| Interest-bearing deposits | 23,363,000 | 23,016,000 | 23,321,000 | 26,379,000 |
| Noninterest-bearing deposits | 3,410,000 | 4,248,000 | 2,099,000 | 2,353,000 |
| Equity capital | 5,640,000 | 5,714,000 | 5,767,000 | 5,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 930,000 | 1,414,000 | 1,910,000 |
| Interest expense | 187,000 | 373,000 | 553,000 | 732,000 |
| Net interest income | 272,000 | 557,000 | 861,000 | 1,178,000 |
| Noninterest income | 190,000 | 439,000 | 735,000 | 870,000 |
| Noninterest expense | 375,000 | 774,000 | 1,198,000 | 1,611,000 |
| Provision for loan losses | 33,000 | 62,000 | 98,000 | 128,000 |
| Pretax income | 54,000 | 160,000 | 300,000 | 309,000 |
| Income tax | 22,000 | 64,000 | 120,000 | 127,000 |
| Net income | 32,000 | 96,000 | 180,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,226,000 | 5,333,000 | 5,473,000 | 5,476,000 |
| Total capital | 5,490,000 | 5,616,000 | 5,775,000 | 5,808,000 |
| Risk-weighted assets | 25,989,000 | 27,962,000 | 28,504,000 | 30,753,000 |