Call reports 2002
BANKVISTA — 2002
What BANKVISTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,625,000 | 24,346,000 | 27,120,000 | 30,162,000 |
| Total loans | 18,754,000 | 21,528,000 | 23,039,000 | 24,642,000 |
| Allowance for loan losses | 181,000 | 202,000 | 227,000 | 231,000 |
| Securities available for sale | 0 | 0 | 517,000 | 518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,246,000 | 19,427,000 | 21,654,000 | 24,162,000 |
| Interest-bearing deposits | 14,237,000 | 15,661,000 | 18,740,000 | 20,833,000 |
| Noninterest-bearing deposits | 3,009,000 | 3,766,000 | 2,914,000 | 3,329,000 |
| Equity capital | 3,099,000 | 3,090,000 | 3,105,000 | 3,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 699,000 | 1,117,000 | 1,569,000 |
| Interest expense | 138,000 | 277,000 | 432,000 | 606,000 |
| Net interest income | 198,000 | 422,000 | 685,000 | 963,000 |
| Noninterest income | 116,000 | 244,000 | 351,000 | 534,000 |
| Noninterest expense | 316,000 | 663,000 | 983,000 | 1,379,000 |
| Provision for loan losses | 21,000 | 42,000 | 67,000 | 128,000 |
| Pretax income | -23,000 | -39,000 | -14,000 | -10,000 |
| Income tax | -9,000 | -16,000 | -6,000 | -3,000 |
| Net income | -14,000 | -23,000 | -8,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,660,000 | 2,644,000 | 2,669,000 | 2,673,000 |
| Total capital | 2,841,000 | 2,846,000 | 2,896,000 | 2,904,000 |
| Risk-weighted assets | 19,107,000 | 23,017,000 | 22,857,000 | 24,527,000 |