Call reports 2001
BANKVISTA — 2001
What BANKVISTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,755,000 | 15,206,000 | 16,645,000 | 19,984,000 |
| Total loans | 9,673,000 | 13,204,000 | 15,480,000 | 17,788,000 |
| Allowance for loan losses | 98,000 | 118,000 | 139,000 | 160,000 |
| Securities available for sale | 999,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,171,000 | 11,612,000 | 12,320,000 | 15,532,000 |
| Interest-bearing deposits | 8,333,000 | 9,717,000 | 10,782,000 | 13,348,000 |
| Noninterest-bearing deposits | 1,838,000 | 1,895,000 | 1,538,000 | 2,184,000 |
| Equity capital | 2,982,000 | 2,932,000 | 3,130,000 | 3,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 480,000 | 766,000 | 1,082,000 |
| Interest expense | 109,000 | 232,000 | 361,000 | 500,000 |
| Net interest income | 118,000 | 248,000 | 405,000 | 582,000 |
| Noninterest income | 52,000 | 150,000 | 248,000 | 370,000 |
| Noninterest expense | 266,000 | 556,000 | 877,000 | 1,198,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | -117,000 | -200,000 | -287,000 | -330,000 |
| Income tax | -47,000 | -80,000 | -115,000 | -141,000 |
| Net income | -70,000 | -120,000 | -172,000 | -189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,646,000 | 2,563,000 | 2,726,000 | 2,683,000 |
| Total capital | 2,744,000 | 2,681,000 | 2,865,000 | 2,843,000 |
| Risk-weighted assets | 9,592,000 | 12,834,000 | 14,040,000 | 17,318,000 |