Call reports 2025
FIRST BANK AND TRUST OF FULLERTON — 2025
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 106,073,000 | 106,307,000 | 110,978,000 | 111,151,000 |
| Total loans | 66,435,000 | 68,837,000 | 73,901,000 | 73,745,000 |
| Allowance for loan losses | 959,000 | 959,000 | 957,000 | 957,000 |
| Securities available for sale | 20,767,000 | 23,070,000 | 23,604,000 | 23,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,909,000 | 82,903,000 | 77,646,000 | 86,491,000 |
| Interest-bearing deposits | 70,669,000 | 71,242,000 | 67,264,000 | 73,399,000 |
| Noninterest-bearing deposits | 12,240,000 | 11,661,000 | 10,382,000 | 13,092,000 |
| Equity capital | 13,134,000 | 13,415,000 | 13,942,000 | 14,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,538,000 | 3,914,000 | 5,291,000 |
| Interest expense | 486,000 | 988,000 | 1,536,000 | 2,082,000 |
| Net interest income | 740,000 | 1,550,000 | 2,378,000 | 3,209,000 |
| Noninterest income | 68,000 | 146,000 | 226,000 | 296,000 |
| Noninterest expense | 567,000 | 1,098,000 | 1,679,000 | 2,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 241,000 | 598,000 | 915,000 | 1,251,000 |
| Income tax | 36,000 | 95,000 | 142,000 | 197,000 |
| Net income | 205,000 | 503,000 | 773,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,488,000 | 14,858,000 | 14,996,000 | 14,913,000 |