Call reports 2024
FIRST BANK AND TRUST OF FULLERTON — 2024
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 100,368,000 | 100,221,000 | 105,085,000 | 104,071,000 |
| Total loans | 66,514,000 | 68,063,000 | 70,682,000 | 70,229,000 |
| Allowance for loan losses | 960,000 | 960,000 | 959,000 | 959,000 |
| Securities available for sale | 19,717,000 | 19,884,000 | 21,099,000 | 20,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,175,000 | 79,717,000 | 75,593,000 | 79,193,000 |
| Interest-bearing deposits | 66,675,000 | 67,897,000 | 64,703,000 | 67,163,000 |
| Noninterest-bearing deposits | 12,500,000 | 11,820,000 | 10,890,000 | 12,030,000 |
| Equity capital | 12,623,000 | 12,857,000 | 13,369,000 | 12,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,463,000 | 3,779,000 | 5,047,000 |
| Interest expense | 466,000 | 952,000 | 1,514,000 | 2,042,000 |
| Net interest income | 740,000 | 1,511,000 | 2,265,000 | 3,005,000 |
| Noninterest income | 54,000 | 143,000 | 207,000 | 264,000 |
| Noninterest expense | 566,000 | 1,094,000 | 1,645,000 | 2,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 560,000 | 827,000 | 1,023,000 |
| Income tax | 31,000 | 86,000 | 128,000 | 152,000 |
| Net income | 197,000 | 474,000 | 699,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,041,000 | 14,319,000 | 14,412,000 | 14,284,000 |