Call reports 2023
FIRST BANK AND TRUST OF FULLERTON — 2023
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 93,407,000 | 95,696,000 | 103,767,000 | 102,401,000 |
| Total loans | 57,880,000 | 62,762,000 | 69,828,000 | 67,440,000 |
| Allowance for loan losses | 969,000 | 969,000 | 969,000 | 960,000 |
| Securities available for sale | 19,856,000 | 19,664,000 | 19,276,000 | 20,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,276,000 | 72,792,000 | 73,248,000 | 79,003,000 |
| Interest-bearing deposits | 58,798,000 | 58,843,000 | 60,573,000 | 66,200,000 |
| Noninterest-bearing deposits | 15,478,000 | 13,949,000 | 12,675,000 | 12,803,000 |
| Equity capital | 12,160,000 | 12,216,000 | 11,638,000 | 12,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,034,000 | 3,234,000 | 4,467,000 |
| Interest expense | 228,000 | 517,000 | 983,000 | 1,499,000 |
| Net interest income | 751,000 | 1,517,000 | 2,251,000 | 2,968,000 |
| Noninterest income | 44,000 | 91,000 | 143,000 | 198,000 |
| Noninterest expense | 522,000 | 1,003,000 | 1,555,000 | 2,094,000 |
| Provision for loan losses | 0 | 0 | 0 | -10,000 |
| Pretax income | 296,000 | 627,000 | 865,000 | 1,106,000 |
| Income tax | 51,000 | 108,000 | 144,000 | 188,000 |
| Net income | 245,000 | 519,000 | 721,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,505,000 | 13,778,000 | 13,848,000 | 13,845,000 |