Call reports 2022
FIRST BANK AND TRUST OF FULLERTON — 2022
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 102,427,000 | 96,564,000 | 100,182,000 | 99,699,000 |
| Total loans | 61,361,000 | 64,551,000 | 68,991,000 | 67,292,000 |
| Allowance for loan losses | 816,000 | 815,000 | 815,000 | 815,000 |
| Securities available for sale | 15,434,000 | 19,043,000 | 18,186,000 | 18,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,121,000 | 74,154,000 | 73,496,000 | 78,519,000 |
| Interest-bearing deposits | 59,678,000 | 59,955,000 | 61,038,000 | 63,865,000 |
| Noninterest-bearing deposits | 14,443,000 | 14,199,000 | 12,458,000 | 14,654,000 |
| Equity capital | 13,595,000 | 13,193,000 | 12,482,000 | 11,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,574,000 | 2,471,000 | 3,412,000 |
| Interest expense | 152,000 | 304,000 | 477,000 | 699,000 |
| Net interest income | 597,000 | 1,270,000 | 1,994,000 | 2,713,000 |
| Noninterest income | 50,000 | 86,000 | 128,000 | 180,000 |
| Noninterest expense | 536,000 | 1,019,000 | 1,541,000 | 1,995,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 337,000 | 581,000 | 898,000 |
| Income tax | 17,000 | 56,000 | 100,000 | 159,000 |
| Net income | 94,000 | 281,000 | 481,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,203,000 | 14,390,000 | 14,468,000 | 13,382,000 |