Call reports 2021
FIRST BANK AND TRUST OF FULLERTON — 2021
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 98,477,000 | 98,264,000 | 96,472,000 | 102,242,000 |
| Total loans | 65,219,000 | 67,619,000 | 67,348,000 | 70,586,000 |
| Allowance for loan losses | 815,000 | 816,000 | 817,000 | 816,000 |
| Securities available for sale | 12,085,000 | 13,994,000 | 13,331,000 | 13,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,210,000 | 66,798,000 | 65,579,000 | 73,017,000 |
| Interest-bearing deposits | 54,251,000 | 53,737,000 | 53,502,000 | 58,808,000 |
| Noninterest-bearing deposits | 12,959,000 | 13,061,000 | 12,077,000 | 14,209,000 |
| Equity capital | 14,442,000 | 14,621,000 | 14,665,000 | 14,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,038,000 | 2,842,000 | 3,666,000 |
| Interest expense | 181,000 | 351,000 | 514,000 | 674,000 |
| Net interest income | 902,000 | 1,687,000 | 2,328,000 | 2,992,000 |
| Noninterest income | 35,000 | 67,000 | 109,000 | 186,000 |
| Noninterest expense | 502,000 | 967,000 | 1,555,000 | 2,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 787,000 | 882,000 | 1,129,000 |
| Income tax | 82,000 | 149,000 | 163,000 | 209,000 |
| Net income | 353,000 | 638,000 | 719,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,213,000 | 14,376,000 | 14,457,000 | 14,109,000 |