Call reports 2020
FIRST BANK AND TRUST OF FULLERTON — 2020
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 90,605,000 | 98,172,000 | 98,326,000 | 98,434,000 |
| Total loans | 63,807,000 | 67,703,000 | 69,409,000 | 67,162,000 |
| Allowance for loan losses | 812,000 | 814,000 | 814,000 | 815,000 |
| Securities available for sale | 13,526,000 | 13,870,000 | 13,011,000 | 11,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,620,000 | 62,105,000 | 63,394,000 | 67,258,000 |
| Interest-bearing deposits | 51,698,000 | 52,138,000 | 53,959,000 | 56,552,000 |
| Noninterest-bearing deposits | 9,922,000 | 9,967,000 | 9,435,000 | 10,706,000 |
| Equity capital | 13,602,000 | 14,075,000 | 14,326,000 | 14,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,866,000 | 2,849,000 | 3,725,000 |
| Interest expense | 276,000 | 517,000 | 738,000 | 944,000 |
| Net interest income | 671,000 | 1,349,000 | 2,111,000 | 2,781,000 |
| Noninterest income | 40,000 | 69,000 | 102,000 | 143,000 |
| Noninterest expense | 503,000 | 962,000 | 1,465,000 | 1,923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 208,000 | 456,000 | 748,000 | 1,001,000 |
| Income tax | 38,000 | 81,000 | 134,000 | 181,000 |
| Net income | 170,000 | 375,000 | 614,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,684,000 | 13,767,000 | 14,007,000 | 13,860,000 |