Call reports 2019
FIRST BANK AND TRUST OF FULLERTON — 2019
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 90,268,000 | 93,033,000 | 93,480,000 | 93,373,000 |
| Total loans | 64,563,000 | 64,321,000 | 67,737,000 | 63,318,000 |
| Allowance for loan losses | 782,000 | 798,000 | 795,000 | 811,000 |
| Securities available for sale | 10,503,000 | 12,201,000 | 12,581,000 | 12,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,710,000 | 66,098,000 | 64,353,000 | 67,557,000 |
| Interest-bearing deposits | 54,860,000 | 56,464,000 | 55,022,000 | 56,745,000 |
| Noninterest-bearing deposits | 8,850,000 | 9,634,000 | 9,331,000 | 10,812,000 |
| Equity capital | 13,201,000 | 13,533,000 | 13,754,000 | 13,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,906,000 | 2,948,000 | 3,886,000 |
| Interest expense | 238,000 | 500,000 | 773,000 | 1,040,000 |
| Net interest income | 677,000 | 1,406,000 | 2,175,000 | 2,846,000 |
| Noninterest income | 46,000 | 83,000 | 122,000 | 172,000 |
| Noninterest expense | 478,000 | 925,000 | 1,334,000 | 1,810,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 230,000 | 534,000 | 920,000 | 1,150,000 |
| Income tax | 42,000 | 98,000 | 172,000 | 206,000 |
| Net income | 188,000 | 436,000 | 748,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,232,000 | 13,480,000 | 13,671,000 | 13,514,000 |
| Total capital | 14,014,000 | 14,278,000 | 14,466,000 | 14,325,000 |
| Risk-weighted assets | 75,912,000 | 76,166,000 | 79,354,000 | 75,499,000 |