Call reports 2018
FIRST BANK AND TRUST OF FULLERTON — 2018
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 86,583,000 | 87,878,000 | 88,311,000 | 88,323,000 |
| Total loans | 63,582,000 | 67,154,000 | 67,388,000 | 66,115,000 |
| Allowance for loan losses | 716,000 | 733,000 | 750,000 | 766,000 |
| Securities available for sale | 8,662,000 | 9,330,000 | 9,371,000 | 9,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,029,000 | 61,029,000 | 59,769,000 | 62,332,000 |
| Interest-bearing deposits | 50,742,000 | 52,840,000 | 51,427,000 | 53,444,000 |
| Noninterest-bearing deposits | 9,287,000 | 8,189,000 | 8,342,000 | 8,888,000 |
| Equity capital | 12,582,000 | 12,810,000 | 12,922,000 | 12,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,700,000 | 2,642,000 | 3,599,000 |
| Interest expense | 185,000 | 366,000 | 578,000 | 818,000 |
| Net interest income | 632,000 | 1,334,000 | 2,064,000 | 2,781,000 |
| Noninterest income | 41,000 | 96,000 | 139,000 | 187,000 |
| Noninterest expense | 400,000 | 857,000 | 1,279,000 | 1,762,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 258,000 | 543,000 | 879,000 | 1,146,000 |
| Income tax | 48,000 | 102,000 | 165,000 | 216,000 |
| Net income | 210,000 | 441,000 | 714,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,731,000 | 12,962,000 | 13,127,000 | 13,045,000 |
| Total capital | 13,447,000 | 13,695,000 | 13,877,000 | 13,811,000 |
| Risk-weighted assets | 74,043,000 | 76,985,000 | 77,059,000 | 76,902,000 |