Call reports 2017
FIRST BANK AND TRUST OF FULLERTON — 2017
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,310,000 | 81,866,000 | 85,248,000 | 84,433,000 |
| Total loans | 57,288,000 | 63,405,000 | 66,325,000 | 64,401,000 |
| Allowance for loan losses | 659,000 | 674,000 | 688,000 | 703,000 |
| Securities available for sale | 9,615,000 | 9,470,000 | 9,327,000 | 8,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,704,000 | 54,472,000 | 54,506,000 | 57,821,000 |
| Interest-bearing deposits | 46,898,000 | 46,930,000 | 46,877,000 | 49,337,000 |
| Noninterest-bearing deposits | 8,806,000 | 7,542,000 | 7,629,000 | 8,484,000 |
| Equity capital | 12,276,000 | 12,357,000 | 12,566,000 | 12,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 735,000 | 1,522,000 | 2,373,000 | 3,229,000 |
| Interest expense | 149,000 | 310,000 | 490,000 | 667,000 |
| Net interest income | 586,000 | 1,212,000 | 1,883,000 | 2,562,000 |
| Noninterest income | 49,000 | 88,000 | 129,000 | 187,000 |
| Noninterest expense | 399,000 | 799,000 | 1,182,000 | 1,618,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 221,000 | 472,000 | 786,000 | 1,072,000 |
| Income tax | 58,000 | 128,000 | 219,000 | 186,000 |
| Net income | 163,000 | 344,000 | 567,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,297,000 | 12,329,000 | 12,552,000 | 12,521,000 |
| Total capital | 12,956,000 | 13,003,000 | 13,240,000 | 13,224,000 |
| Risk-weighted assets | 68,093,000 | 73,855,000 | 76,618,000 | 74,972,000 |