Call reports 2016
FIRST BANK AND TRUST OF FULLERTON — 2016
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,692,000 | 79,343,000 | 80,997,000 | 82,709,000 |
| Total loans | 57,490,000 | 60,193,000 | 61,747,000 | 58,419,000 |
| Allowance for loan losses | 605,000 | 621,000 | 636,000 | 644,000 |
| Securities available for sale | 10,030,000 | 8,523,000 | 8,877,000 | 10,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,168,000 | 53,809,000 | 50,287,000 | 57,262,000 |
| Interest-bearing deposits | 48,006,000 | 47,030,000 | 44,071,000 | 48,146,000 |
| Noninterest-bearing deposits | 8,162,000 | 6,779,000 | 6,216,000 | 9,116,000 |
| Equity capital | 12,224,000 | 12,252,000 | 12,442,000 | 12,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,496,000 | 2,264,000 | 3,019,000 |
| Interest expense | 151,000 | 301,000 | 452,000 | 607,000 |
| Net interest income | 590,000 | 1,195,000 | 1,812,000 | 2,412,000 |
| Noninterest income | 47,000 | 91,000 | 131,000 | 181,000 |
| Noninterest expense | 369,000 | 792,000 | 1,149,000 | 1,584,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 253,000 | 464,000 | 749,000 | 949,000 |
| Income tax | 66,000 | 119,000 | 198,000 | 248,000 |
| Net income | 187,000 | 345,000 | 551,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,120,000 | 12,129,000 | 12,335,000 | 12,135,000 |
| Total capital | 12,725,000 | 12,750,000 | 12,971,000 | 12,779,000 |
| Risk-weighted assets | 70,551,000 | 71,431,000 | 71,735,000 | 69,545,000 |