Call reports 2015
FIRST BANK AND TRUST OF FULLERTON — 2015
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,022,000 | 77,270,000 | 81,433,000 | 82,491,000 |
| Total loans | 48,239,000 | 54,036,000 | 60,176,000 | 60,209,000 |
| Allowance for loan losses | 589,000 | 590,000 | 590,000 | 589,000 |
| Securities available for sale | 10,308,000 | 11,410,000 | 10,905,000 | 10,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,532,000 | 52,249,000 | 51,371,000 | 57,254,000 |
| Interest-bearing deposits | 45,486,000 | 45,640,000 | 44,993,000 | 50,357,000 |
| Noninterest-bearing deposits | 8,046,000 | 6,609,000 | 6,378,000 | 6,897,000 |
| Equity capital | 11,948,000 | 11,921,000 | 12,167,000 | 11,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,347,000 | 2,104,000 | 2,885,000 |
| Interest expense | 123,000 | 249,000 | 386,000 | 535,000 |
| Net interest income | 535,000 | 1,098,000 | 1,718,000 | 2,350,000 |
| Noninterest income | 35,000 | 68,000 | 96,000 | 157,000 |
| Noninterest expense | 388,000 | 777,000 | 1,141,000 | 1,573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 407,000 | 691,000 | 952,000 |
| Income tax | 52,000 | 105,000 | 186,000 | 252,000 |
| Net income | 148,000 | 302,000 | 505,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,796,000 | 11,867,000 | 12,071,000 | 11,934,000 |
| Total capital | 12,385,000 | 12,457,000 | 12,661,000 | 12,523,000 |
| Risk-weighted assets | 61,896,000 | 65,241,000 | 70,606,000 | 72,250,000 |